5 Steps Before Purchasing (from now on)

My husband and I have been attending a Dave Ramsey Financial Peace Class every week, and last night's lesson was on Buyer Beware. In it, Dave lays out the five wise and worthy steps to walk through before making a purchase:

Step 1:
Waiting overnight before making a purchase.

Step 2:
Carefully considering your buying motives. No amount of stuff equals contentment or fulfillment.

Step 3:
Never buying anything you do not understand.

Step 4:
Considering the "opportunity cost" of your money.

Step 5:
Seeking the counsel of your spouse.


The foremost thought running through my head during last night's class?



...good thing I bought these little beauties (on the spot) three days prior.




:)

39 comments:

  1. Those lights are gorgeous!! Great timing with the purchase too. :-)

    ReplyDelete
  2. That's hilarious! The lamps are GORGEOUS! I have a pair of antique hanging lamps and they were by far the best "bad" financial buy I've ever made! I cannot wait to see where you hang these ~
    Sarah

    ReplyDelete
  3. Those lights are MAGNIFICANT!!! I can not imagine sleeping the night if you had to wait a day for those. Love this post....what did he have to say about yard sales? :) My husband would love it if he put the smack down on yard sale buying. :)

    Looking forward to see those beauties in place. :)

    Cheers~
    e

    ReplyDelete
  4. rie...you're so cute. :) dave ramsey certainly has a lot of wisdom when it comes to finances...i agree with all he said...but i'm with you on those lights!!

    looking forward to seeing where you put them!

    ReplyDelete
  5. Hello -- I like your blog! That is all great advice, but when you like things that have already been loved, you cannot take your chances by waiting overnight -- they could be gone! And that would be tragic. Oh, wait, "no amount of stuff equals contentment or fulfillment." Wise words. I suppose I need to stop regretting the stuff that got away now...

    ReplyDelete
  6. Thanks for the financial wisdom... especially the part about the opportunity cost of money!!
    You bought those beauties in the nick of time!!

    ReplyDelete
  7. Such a relatable, humorous post! I've been eying up those exact light fixtures in a local antique shop myself, so I'm eager to see where you decide to use them. :) Would you mind sharing how much you paid for them so I know whether the price points I'm looking at is decent?
    Thx! Melissa

    ReplyDelete
  8. Aren't those lights the sweetest thing! Not too bad for a "bad" purchase!

    ReplyDelete
  9. a challenging journey & wishing you both the best!

    ReplyDelete
  10. those are lovely! We love Dave too... but I don't get Step 3...

    Michelle

    ReplyDelete
  11. Love your blog...and Dave Ramsey is amazing!!

    ReplyDelete
  12. You bought your pretties in the nick of time - thank God for that. They are lovely.

    ReplyDelete
  13. Those lights are lovely. I would love some like that. Thanks for sharing the Dave Ramsey tip - someone else in Blogland told me all about him and I have looked him up but no courses in the UK unfortunately. I'll just have to remain broke!

    ReplyDelete
  14. Hello Rie, quite interesting this course and thanks for sharing. I'm really enjoying your blog. It is lovely! I'll be following you. See ya, Li

    ReplyDelete
  15. Great advice! I'll have to write those down.

    Beautiful, beautiful, beautiful lights!!!!

    ReplyDelete
  16. I know what ya mean! My church is doing that class too and it really convicts you of your spending habits. It's hard to walk away from a super flea market or antique store find!

    ReplyDelete
  17. It's that last one that is the hardest...so many times I'll come home and my husband will just KNOW. He'll say, what is that look for? Did you buy something...so now I just tell him or ask him before I purchase...unless of course it is a flea or thrift find because...hey...it might not be there when I got back!

    ReplyDelete
  18. oooh! I've had my eyes on those beauties for SOOO long now - I'd love to see where you hang them and how they look overall....I love them SO!

    xo

    ReplyDelete
  19. Hysterical! What about those impulse finds at flea markets, Goodwill, garage sales, the thrift store, auctions....a day and they'd all be gone! I guess I would have more money too!
    :)
    Julie

    ReplyDelete
  20. Ha ha! Yes, it is a good thing!
    ☺ Celeste

    ReplyDelete
  21. HA! totally did the same thing last year- we were about to make an offer on a house (now the one we live in & the one i blog about), so i went to Homegoods & bought a few fun items that i knew i wouldn't be able to get once we were paying 2 mortgages! shhh... don't tell my husband. he thinks i just unearth these things from the basement storage room! : )
    love your lights... enjoy your financial peace class, too! we follow Crown Financial, which has many of the same principles. living on a 'cash only' system has helped us a lot through this last year.
    happy tuesday,
    rachel

    ReplyDelete
  22. love dave ramsey! we did it at our church about 9 years ago...it's made all the difference. It's given us PEACE which is priceless. :)

    love the lamps. can't wait to see where you've put them!

    ReplyDelete
  23. Fair enough to wait overnight if making a big purchase like a house or car - but waiting overnight for thrifting finds NO WAY. Have to make the purchase then and there otherwise you snooze you lose.
    Loved those light Rie just beautiful where are you going to put them?
    Sandy

    ReplyDelete
  24. Hi Rie:) Your post made me giggle, lucky you did buy those gorgeous lights on the spot before the Financial Peace Class:) I haven't been to a class like that, but the sentiment is something that I have subscribed to for many years, something my Nanna taught me, and it works. I mostly wait overnight if I find something I like, and if it is gone the enxt day then it just wasn't meant to be...Love your gorgeous lights, are they for your new house? Hope you have a lovely day ~ Tina x

    ReplyDelete
  25. What great advice, however I am with you...lucky you bought the lights already. They are gorgeous!
    Nellie xx

    ReplyDelete
  26. LOL you are so funny!! LOVE you blog thanks for sharing!

    ReplyDelete
  27. So I guess Dave Ramsey wouldn't agree with the old adage, "Buy it when you see it?" Dang! I'll be sure "NOT" to tell my hubby those five points. Especially the last one! Ha!

    ReplyDelete
  28. The only time you should wait a day to purchase anything is if you're up at 2:00 a.m. surfing the net or watching an infomercial, nothing good happens in the middle of the night! Your lighting is beautiful!

    ReplyDelete
  29. I'm new to your blog and I'm lovin' it. Way to sneak in those lights. A girl after my own heart...

    Blessings,

    Shelley

    ReplyDelete
  30. Beautiful lights! And good timing :) I definitely need to go on a course like that!
    Thanks for sharing!

    ReplyDelete
  31. i {adore} this post!! It's kinda like Mardi Gras before Lent!! :) i'm living like that with you!! love your blog...will be a frequent visitor!! thanks for the inspiration!! :)

    ReplyDelete
  32. If I followed step 3 I would not have a computer, I would not have a microwave, I would not have a mobile phone and frankly I probably wouldn't have married my husband either!!! I cannot live without any of those things now so cross 3 off your list immediately!

    ReplyDelete
  33. Good timing on your part!! One of my buying rules when buying things for the home is to only buy things you "love"- 'like' isn't good enough, you must "love" it! That's a rule! And sometimes seeing something a second time changes how you see it, so I like his Step 1.
    joan

    ReplyDelete
  34. Seems to me you need good lighting to teach your children...without good lighting they will go blind and then you will have to buy glasses for them.....So you see,it was cheeper than glasses for everyone in the house!

    ReplyDelete
  35. I am a huge fan of Dave Ramsey!!! :) God has truly given him a gift of wisdom in the financial dept!!! :)

    ReplyDelete
  36. Oh my, I am so with you on those lamps...very nice blog!

    ReplyDelete
  37. I'm new to all this blogging but I stumbled across yours and am so very glad I did. Obviously, I don't know you but I L-O-V-E you! Your sweet spirit and love for your family comes through everything you post. I too have a daughter that requires 'extra'. She was born deaf so maybe that's part of why I developed an immediate soft spot for you. Well, that and the fact that I didn't see a single photo of your home that I didn't adore! We are definitely on the same decorating page! Just wanted to say hello!

    ReplyDelete

I love hearing from you!

Related Posts Plugin for WordPress, Blogger...